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American Discount Dental.com is a discount or "reduced-fee" dental plan. It is not insurance This plan is designed for health conscious consumers looking to maintain their oral health and minimize their dental care expenses.
Dentists who participate in American Discount Dental.com network have agreed to accept a discounted fee as payment in full for each service performed. These discounted fees range from 15-50*% on everything from general dentistry
and cleanings to root canals, crowns and orthodontia.
American Discount Dental.com network of over **65,000 dentists nationally increases the chances of a potential customer having their dentist in the network dramatically over most if not all other networks working with discount programs.
* Actual costs and savings vary by provider and geographic area.
** Accoring to the Aetna Enterprise Data base as of December 1,2005
HIGHLIGHTS OF THE PLAN
Because this is NOT Insurance there are
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No deductibles or coinsurance |
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No annual maximums |
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No predetermination of benefits required |
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No claims forms |
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Orthodontia is included |
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No pre-existing condition exclusions |
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No waiting periods
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No age limit for dependents |
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Do not need a referral to see a specialist |
THE CARDHOLDER MUST PAY THE PROVIDER AT THE TIME SERVICES ARE RENDERED.
* The select regional average fee represents the average fees for the procedures
listed above in Los Angeles, Orlando, Chicago and New York City as displayed in
the Estimate the Cost of Care tool as of November,2005
** AETNA DENTAL ACCESS SMdiscounted fee is the average of the above referenced cities negotiated fee for the same procedure.
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